Oct 6, 2017

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Curious about plant explosions

There was an explosion across town yesterday. I couldn’t see much from work or home, and the cops had the streets blocked nearby, but there was a massive plume of smoke on that side of town. All I heard when it happened was a little pop sound like a faraway firework. I barely noticed, maybe I’m even making it up after the fact just to feel like I was a part of it.

Anyway, all this got me thinking about explosions at plants around the area. The explosion was at a plant, by the way. How often do they occur?

I did a little searching, and other than yesterday’s accident, I don’t see much about explosions in this area recently. Maybe they really are rare? I was about to just assume they never happen at all, but then I noticed some lawyer websites account for explosions that seem to be a lot more frequent.

So which is it?

It seems like the big explosions make headlines. That fertilizer plant in West, Texas was a big deal a few years back. And obviously, when explosions occur at nuclear facilities, they are international news. But the smaller stuff doesn’t seem to make much of an impact.

I did learn, though, in my research, that many of the explosions that do occur are due to improper maintenance issues: machinery that isn’t maintained or hasn’t been fixed when it’s malfunctioning; corrosion that hasn’t been fixed in a timely manner; chemicals that haven’t been disposed of in the proper way.

That last point somewhat fits the other major cause of explosions: human error. Apparently, quite a few accidents happen just because people smoke cigarettes in the wrong place. Then there are people who don’t do their jobs right either from recklessness or from a lack of training. There are issues with supervisors not making sure everyone complies with federal guidelines.

Looking at that list, it’s amazing we don’t have more explosions, and bigger ones like the one yesterday. I’ve actually done the opposite of what I wanted with this research. I was hoping to ease any worries I might have had about chemicals in the air and the constant threat of explosions, and yet, here I am, now worried that somebody might toss a cigarette butt in the wrong corner and blow the whole town away. Or else, someone’s going to drive a forklift into a massive vat of “chemicals” (in my head, they are always neon-green and bubbling like in the movies) which will then…I don’t know, either make ninja turtles or kill us all.

Now I’ve gotten myself worked up, I think I’ll get out of here and take a walk. I’ll head out of town and find a nice park. Preferably one very far from any chemical plants.

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Apr 24, 2017

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Brain Injury – A Serious Result of Irresponsible or Negligent Act

Brain Injury – A Serious Result of Irresponsible or Negligent Act

Any injury that would directly affect and damage any part of the human brain is a serious matter as this can cause severe effects, such as unconsciousness, amnesia, disability, comatose or even death. Injuries which result from the carelessness, recklessness or negligence of another individual, a business firm or a government entity, are called personal injuries, and these can be sustained through due to many different causes, including slip and fall accidents, defective products, exposure to hazardous materials, medical errors, vehicular accidents and so forth. Some personal injuries are severe, resulting to prolonged disability or even a victim’s untimely death. But whether severe or minor, personal injuries always lead to costly medical treatment and financial loses, especially if the injury causes a person to miss, or be incapable of, work. Thus, under the law, victims of this type of injury have the right to receive compensation from the liable party to cover present and future damages.

Brain injury, also called traumatic brain injury (TBI), is an extremely serious personal injury; it can damage one or more areas of the brain, resulting to temporary/permanent functional disability or psychosocial impairment, which can affect one’s reasoning, memory, abstract thinking, judgment, processing of information, cognition, problem-solving ability and language. It can also make a person more vulnerable to serious illnesses, like Parkinson’s disease, Alzheimer’s, epilepsy and other illnesses that can affect the circulatory, respiratory or digestive system. According to the Centers for Disease Control and Prevention (CDC), of the more than one million people in the U.S. who are treated for brain injuries annually, more than 50,000 die.

TBI, which is a result of a sudden, forceful blow to the head, can be caused by any of the following accidents:

  • Accidents involving non-motorized pedal cycles, like bicycles;
  • Violence, assaults or gunshot wounds on the head;
  • Falls (which are very common among senior citizens and children 4 years old or below);
  • Sports-related accidents;
  • Blast or explosion; and,
  • Motor vehicle accidents

According to the law firm Russo, Russo & Slania, P.C., “it is often possible for people, who have sustained TBI, to receive financial compensation when another person or party is responsible for causing their injuries or illness. Because of this, many victims are able to not only get the financial support they need to better deal with the aftermath, but are also able to get much-needed closure and justice. Thus, if you and your loved ones are dealing with TBI or other injuries as a result of another person or company’s negligence, you should not have to deal with the consequences on your own.”

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Dec 22, 2016

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Big Investment Scams

Securities and investment firms have the responsibility to protect your money and perform the services that they have promised. These firms can have a direct impact to your financial security and future, so it is best to choose them wisely. You don’t want to engage with dishonest investment advisers and stockbrokers and lose everything you worked hard for.

According to the website of the Houston commercial lawyers of Williams Kherkher, disputes regarding securities and investments may include but are not limited to insider trading, unauthorized trading, misrepresentation and nondisclosure, market manipulation, investment scam, and misappropriation.

Despite law protections, some people still become victims of these disputes, especially investment scams. Your first line of defense against such scams is knowledge. Below are three big investment scams that may come your way.

Pyramid Schemes

This is a type of scheme where the money from new investors is used as a return for the old investors. Since it is not a sustainable system, everything falls apart when the money from the new investors is not enough to sustain the returns for the old investors.

This scheme is much closer to you than you realize, and you will probably hear something about it from someone you know, who will invite you to join a group of investors who are working on something big. Once you opt in and the system falls apart, the old investors will just disappear and you will never see a cent from them again.

Pump and Dump Scams

Pump and Dump is an illegal practice wherein the scammers promote an investment on a low-priced stock. Most of the time, these scammers actually own a big portion of the stocks in that investment. Sometimes, the investment itself is not even a legitimate business. As more and more people buy shares, the value of the stock goes up and up. Once the value reaches a certain high point, the scammers put their money out, resulting into the value of the stock to go down the drain, together with the money you have invested.

Offshore Investments

Offshore investments are just what they sound like – investments outside of the country. If something goes wrong, these investments can be hard to fight for, so scams concerning them are becoming more common. You can lose your money entirely. Not only that, most offshore investing scams also use a tax avoidance scheme, so there is a possibility that you owe the government taxes and penalties.
So if someone approaches you, entices you to invest your money offshore, and promises you with big returns, be wary.

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Oct 13, 2016

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Baby Don’t Cry: Safe and Easy Solutions for Your Teething Baby

Babies start teething at around four to six months of age. At this time, they’ll experience tender and swollen gums as their teeth start growing, keeping them crying and uncomfortable throughout the day. As many parents know, soothing these thorny babies can be a challenge. Fortunately, you can employ many safe and easy solutions to keep your baby happy and pain-free. The following are just some of the simplest and trouble-free remedies for your teething baby.

A foolproof way to combat the swelling and soreness caused by teething is to give your baby something cold to chew on. Many parents swear by using washcloths with crushed ice cubes wrapped inside, as well as giving their babies frozen food if they’re already eating solids. You can easily pop snacks like grapes, orange slices, or bananas inside the freezer and give it to your baby when he or she starts to make a fuss. If, however, your baby is still eating soft food, you can try to fill up the rubber nipple of your baby’s pacifier with water before popping it inside the refrigerator to freeze.

There is also a wide-variety of teethers available in the market. Some teethers are filled with sterilized water and can be chilled to serve a similar purpose as the remedies mentioned in the previous tips. Teethers made out of food-grade silicon are also ideal, particularly because they are soft and flexible. Parents can even wear teething necklaces that babies can chew on while being carried close to mommy or daddy’s chest.

There are countless of safe and easy ways to help your baby get through the pain of growing their first few teeth. If, however, you’re looking for teething solutions outside of home remedies and traditional chew toys, it’s important to be mindful of the products you use. Homeopathic teething medications or teething tablets brag about quick pain relief, many of these products have proven to be dangerous for infants. The FDA has already made warnings about teething tablet toxicity and it would be best to avoid these products altogether to keep them safe from symptoms like vomiting, lethargy, difficulty breathing, and muscle weakness. As noted by Williams Kherkher, these tablets leave vulnerable infants in risk of serious illness. Sticking with tried and tested remedies will be a better strategy to help your teething baby.

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Sep 15, 2016

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Do Not Let Bad Credit Stop You From Getting Car Insurance

Having bad credit can easily discourage you from getting car insurance. The truth of the matter is that you shouldn’t be. While your credit score can affect your insurance rate, you will be surprised to find out that even with a bad credit, you can still get affordable car insurance. According to the website of Zavodnick, Zavodnick & Lasky, LLC, you may still have more options that you initially thought.

Insurance companies draw a line between a good and bad credit score to be between 600 and 650 and most providers prefer applicants with much higher credit scores. In order to get car insurance, you will need to pay down your debts and ensure that you manage your finances better. However, there are still other ways you can qualify for reduced car insurance rates.

Another way you can get bad credit car insurance is to open several lines of insurance with the same company. By doing so, you can earn savings on your premium. Likewise, you could earn customer loyalty discount. Another way to reduce your premium is by setting a higher deductible. By choosing to pay more out of the pocket, you become less of an insurance risk and the savings comes back to you. Just make sure not to set your deductible higher than you can afford.

Even with your bad credit, you can qualify for car insurance by dropping coverage that you do not need. This way, you can reduce the cost of coverage. For instance, you can opt to drop comprehensive coverage to bring the cost of your insurance to the amount you would like to pay.

As you can see there are many car insurance options to choose from even if you have bad credit. All it takes is a little research on your part. You can use auto insurance to improve your credit score and get better rates in the future.

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