Apr 24, 2017

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Brain Injury – A Serious Result of Irresponsible or Negligent Act

Brain Injury – A Serious Result of Irresponsible or Negligent Act

Any injury that would directly affect and damage any part of the human brain is a serious matter as this can cause severe effects, such as unconsciousness, amnesia, disability, comatose or even death. Injuries which result from the carelessness, recklessness or negligence of another individual, a business firm or a government entity, are called personal injuries, and these can be sustained through due to many different causes, including slip and fall accidents, defective products, exposure to hazardous materials, medical errors, vehicular accidents and so forth. Some personal injuries are severe, resulting to prolonged disability or even a victim’s untimely death. But whether severe or minor, personal injuries always lead to costly medical treatment and financial loses, especially if the injury causes a person to miss, or be incapable of, work. Thus, under the law, victims of this type of injury have the right to receive compensation from the liable party to cover present and future damages.

Brain injury, also called traumatic brain injury (TBI), is an extremely serious personal injury; it can damage one or more areas of the brain, resulting to temporary/permanent functional disability or psychosocial impairment, which can affect one’s reasoning, memory, abstract thinking, judgment, processing of information, cognition, problem-solving ability and language. It can also make a person more vulnerable to serious illnesses, like Parkinson’s disease, Alzheimer’s, epilepsy and other illnesses that can affect the circulatory, respiratory or digestive system. According to the Centers for Disease Control and Prevention (CDC), of the more than one million people in the U.S. who are treated for brain injuries annually, more than 50,000 die.

TBI, which is a result of a sudden, forceful blow to the head, can be caused by any of the following accidents:

  • Accidents involving non-motorized pedal cycles, like bicycles;
  • Violence, assaults or gunshot wounds on the head;
  • Falls (which are very common among senior citizens and children 4 years old or below);
  • Sports-related accidents;
  • Blast or explosion; and,
  • Motor vehicle accidents

According to the law firm Russo, Russo & Slania, P.C., “it is often possible for people, who have sustained TBI, to receive financial compensation when another person or party is responsible for causing their injuries or illness. Because of this, many victims are able to not only get the financial support they need to better deal with the aftermath, but are also able to get much-needed closure and justice. Thus, if you and your loved ones are dealing with TBI or other injuries as a result of another person or company’s negligence, you should not have to deal with the consequences on your own.”

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Dec 22, 2016

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Big Investment Scams

Securities and investment firms have the responsibility to protect your money and perform the services that they have promised. These firms can have a direct impact to your financial security and future, so it is best to choose them wisely. You don’t want to engage with dishonest investment advisers and stockbrokers and lose everything you worked hard for.

According to the website of the Houston commercial lawyers of Williams Kherkher, disputes regarding securities and investments may include but are not limited to insider trading, unauthorized trading, misrepresentation and nondisclosure, market manipulation, investment scam, and misappropriation.

Despite law protections, some people still become victims of these disputes, especially investment scams. Your first line of defense against such scams is knowledge. Below are three big investment scams that may come your way.

Pyramid Schemes

This is a type of scheme where the money from new investors is used as a return for the old investors. Since it is not a sustainable system, everything falls apart when the money from the new investors is not enough to sustain the returns for the old investors.

This scheme is much closer to you than you realize, and you will probably hear something about it from someone you know, who will invite you to join a group of investors who are working on something big. Once you opt in and the system falls apart, the old investors will just disappear and you will never see a cent from them again.

Pump and Dump Scams

Pump and Dump is an illegal practice wherein the scammers promote an investment on a low-priced stock. Most of the time, these scammers actually own a big portion of the stocks in that investment. Sometimes, the investment itself is not even a legitimate business. As more and more people buy shares, the value of the stock goes up and up. Once the value reaches a certain high point, the scammers put their money out, resulting into the value of the stock to go down the drain, together with the money you have invested.

Offshore Investments

Offshore investments are just what they sound like – investments outside of the country. If something goes wrong, these investments can be hard to fight for, so scams concerning them are becoming more common. You can lose your money entirely. Not only that, most offshore investing scams also use a tax avoidance scheme, so there is a possibility that you owe the government taxes and penalties.
So if someone approaches you, entices you to invest your money offshore, and promises you with big returns, be wary.

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Oct 13, 2016

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Baby Don’t Cry: Safe and Easy Solutions for Your Teething Baby

Babies start teething at around four to six months of age. At this time, they’ll experience tender and swollen gums as their teeth start growing, keeping them crying and uncomfortable throughout the day. As many parents know, soothing these thorny babies can be a challenge. Fortunately, you can employ many safe and easy solutions to keep your baby happy and pain-free. The following are just some of the simplest and trouble-free remedies for your teething baby.

A foolproof way to combat the swelling and soreness caused by teething is to give your baby something cold to chew on. Many parents swear by using washcloths with crushed ice cubes wrapped inside, as well as giving their babies frozen food if they’re already eating solids. You can easily pop snacks like grapes, orange slices, or bananas inside the freezer and give it to your baby when he or she starts to make a fuss. If, however, your baby is still eating soft food, you can try to fill up the rubber nipple of your baby’s pacifier with water before popping it inside the refrigerator to freeze.

There is also a wide-variety of teethers available in the market. Some teethers are filled with sterilized water and can be chilled to serve a similar purpose as the remedies mentioned in the previous tips. Teethers made out of food-grade silicon are also ideal, particularly because they are soft and flexible. Parents can even wear teething necklaces that babies can chew on while being carried close to mommy or daddy’s chest.

There are countless of safe and easy ways to help your baby get through the pain of growing their first few teeth. If, however, you’re looking for teething solutions outside of home remedies and traditional chew toys, it’s important to be mindful of the products you use. Homeopathic teething medications or teething tablets brag about quick pain relief, many of these products have proven to be dangerous for infants. The FDA has already made warnings about teething tablet toxicity and it would be best to avoid these products altogether to keep them safe from symptoms like vomiting, lethargy, difficulty breathing, and muscle weakness. As noted by Williams Kherkher, these tablets leave vulnerable infants in risk of serious illness. Sticking with tried and tested remedies will be a better strategy to help your teething baby.

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Sep 15, 2016

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Do Not Let Bad Credit Stop You From Getting Car Insurance

Having bad credit can easily discourage you from getting car insurance. The truth of the matter is that you shouldn’t be. While your credit score can affect your insurance rate, you will be surprised to find out that even with a bad credit, you can still get affordable car insurance. According to the website of Zavodnick, Zavodnick & Lasky, LLC, you may still have more options that you initially thought.

Insurance companies draw a line between a good and bad credit score to be between 600 and 650 and most providers prefer applicants with much higher credit scores. In order to get car insurance, you will need to pay down your debts and ensure that you manage your finances better. However, there are still other ways you can qualify for reduced car insurance rates.

Another way you can get bad credit car insurance is to open several lines of insurance with the same company. By doing so, you can earn savings on your premium. Likewise, you could earn customer loyalty discount. Another way to reduce your premium is by setting a higher deductible. By choosing to pay more out of the pocket, you become less of an insurance risk and the savings comes back to you. Just make sure not to set your deductible higher than you can afford.

Even with your bad credit, you can qualify for car insurance by dropping coverage that you do not need. This way, you can reduce the cost of coverage. For instance, you can opt to drop comprehensive coverage to bring the cost of your insurance to the amount you would like to pay.

As you can see there are many car insurance options to choose from even if you have bad credit. All it takes is a little research on your part. You can use auto insurance to improve your credit score and get better rates in the future.

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Mar 25, 2016

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What Are Possible Consequences of Truck Accidents?

If truck accidents and car accidents are within the same spectrum, surely the damage between them is on equal grounds, right? Unfortunately, this is not the case. One of the primary reasons as to why truck accidents are differentiated from car accidents is due to the fact that their potentiality for damage is incomparable. A car is a large heap of metal with the largest weighing around 10,000 pounds whereas an eighteen wheeler truck might 80,000 pounds.

Surely you can picture the difference if a car were to have a rollover accident versus an eighteen wheeler to be in the exact same situation.

In the United States of America, there are approximately around 400,000 to 500,000 truck accidents that occur on a yearly basis, according to the website of the lawyers with Williams Kherkher. Each accident can have its own consequences and may be considerably tame such as a damaged bumper or a damaged side mirror. These littler accidents, however, are far and few in between, simply due to the massive scale of an eighteen wheeler in contrast to the regular passenger vehicle; some trucks even carry hazardous or highly flammable material and so an accident could cause a catastrophic explosion or chemical leak that could negatively affect dozens to thousands involved. A significant percentage of fatalities that occur on a yearly basis are due to commercial trucks, the aforementioned website also states.

It is due to the higher risk and higher probability for catastrophic and fatal accidents that there is a distinction between car accidents and truck accidents. Truck drivers are required to be professionally licensed in order to operate such a vehicle and trucking companies need to ensure that their truckers are professional and hold themselves in accordance to the federal laws that surround these massive vehicles. There are numerous consequences of truck accidents while the cause of them can usually be linked to human negligence.

It is important to ensure that all the necessary precautions are taken in order to protect the lives of everyone involved.

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